REPLACEMENT TITLE – INDIANA
You cannot transfer ownership of your vehicle if you do not possess the Title Certificate. The most common reason you would not possess the Certificate is that there is a lienholder (lender) for the vehicle. In this case the lien holder maintains control of the title until the lien (loan) is paid off. This common situation does not require a replacement of the original title, but instead a transfer of the title to you.
REPLACEMENT. The title must be “replaced” if the original has been lost, damaged (rips, coffee stains, water damage), has cross outs or white outs, or has incorrect entries (such as seller’s printed name and signature not matching the official names on the front of the title) or signatures in the wrong place.
To obtain a replacement (duplicate) title do it online at https://secure.in.gov/BMV/mybmv/Default.aspx?ReturnUrl=%2fBMV%2fmybmv%2fMyTitle%2fTitleServices.aspx
Or, you can visit a Bureau of Motor Vehicles (BMV) office. Bring ID. If replacing a damaged title, bring the original with you. Branch locations and hours can be found at http://www.in.gov/bmv/2337.htm
Or, you can do it by mail, fill out an Application For Certificate of Title For A Vehicle (State Form 205) available at the link http://www.in.gov/bmv/2366.htm. Sign and print your name(s) as on the original title. Fill out all of the applicable information. Write boldly on the form that it is a request for a duplicate to replace either a damaged or lost title. Attach a copy of ID (such as driver’s license). Send with check or money order for $15 to Indiana Bureau of Motor Vehicles, 100 North Senate Avenue, Room N411, Indianapolis, IN 46204