The required application form for a replacement (duplicate) title is at the link https://dor.georgia.gov/replace-lost-or-stolen-title Do not enter information about paid off liens (loans) on the application. Do enter information about liens not paid off. However, even if liens were paid off, if they still were shown on the original title, you must submit for each of them Form T-4 Notice of Satisfaction of Security interest or Lien Holer’ affidavit. The form is at
https://dor.georgia.gov/sites/dor.georgia.gov/files/related_files/document/MVD_Notice_of_Lien_or_Security_Interest_Satisfaction_T4%25202.18.15.pdf
You will have to take the form (or forms) to a County Tag Office to complete the process. If applicable, bring the damaged title with you. Office locations can be found at at https://mvd.dor.ga.gov/motor/tagoffices/SelectTagOffice.aspx . The fee is $8.00.
RELATED LINKS:
TITLE INSTRUCTIONS FOR SELLING A CAR IN GEORGIA
REPLACEMENT TITLE – GEORGIA
You cannot transfer ownership of your vehicle if you do not possess the Title Certificate. The most common reason you would not possess the Certificate is that there is a lienholder (lender) for the vehicle. In this case the lien holder maintains control of the title until the lien (loan) is paid off. This common situation does not require a replacement of the original title, but instead a transfer of the title to you.
REPLACEMENT. The title must be “replaced” if the original has been lost, damaged (rips, coffee stains, water damage), has cross outs or white outs, or has incorrect entries (such as seller’s printed name and signature not matching the official names on the front of the title) or signatures in the wrong place.
